Bad credit, no credit, great credit
Apply for a car loan
Fill out our secure application to lock in your rate today. This will not affect your credit score.
Are you applying for financing for yourself, or jointly with a co-borrower?
Get pre-approved: Finance your car or motorcycle
When you have financing in place, you’re in control. You can focus on the vehicle you want and not on having to negotiate monthly payments. Shoppers who get pre-approved say it removes the anxiety from the whole buying process.
Find your financial sweet spot
Sometimes a pre-approval will show that you can afford more car than you thought. And sometimes, it’s the opposite. Either way, you’ll know your exact down payment, interest rate, and how much you can afford to pay every month.
Get your rate fast — same day
Don’t let that car slip away because you have to wait and wait for your pre-approval. Apply right now with the form above and find out today how much you’ve been approved for.
Spend less time at the dealership
When you’re pre-approved, you’ve done all your homework ahead of time. All the financial details are in your rearview mirror. This can shave hours off of the time you spend in the dealership.
Make car buying stress-free
With a pre-approval in hand, it’s like you’re a cash buyer. Now you can avoid the stress and uncertainty of negotiating your monthly payments at the dealership and focus instead on getting the best price for your vehicle.
Credit problems are no problem
Financing is available for buyers with all types of credit histories. And once you’re pre-approved, you can’t be turned down for a car loan.
Your credit score is protected
Don’t worry. A pre-approval is a “soft inquiry.” Your credit score won’t be dinged or affected in any way.
Car buying made simple
Get pre-approved online
Fill out our easy and secure online car loan application. It’s the first step to getting the absolute best deal on your car.
Lock in an amazing rate
Goodfella’s works with a wide variety of banks and the entire CUDL network of credit unions to secure the lowest rates available for you.
Pick your vehicle
Search our massive inventory of fully-inspected, high quality used cars and motorcycles.
Swing by the dealership
Take your baby for a test drive. Then sign the paperwork and you’ll be all done. In and out in about an hour.
Drive your car home
Congratulations! You just got an awesome deal on a great car.
Finance FAQs
I don’t have a clean credit history. Can I still get pre-approved for a car loan?
Yes! Whether your credit history is good, bad or ugly, we can help you get your financing. We work with a variety of lenders and we’re a certified CUDL dealer. That means we have a network of banks and just about every credit union in Washington working to find you a loan.
What if I’m a student or just started my first job? Can I still get pre-approved?
Absolutely. We work with buyers who have little or no credit history all the time. If you’re in school or have less than 6 months on your current job, Goodfella’s can still help you finance your car at a great rate.
I need a car right away. How fast can I get pre-approved?
All of our pre-approvals are expedited. If you fill out an application today, you can expect an offer the same day.
What’s the difference between being pre-approved and pre-qualified?
When you’re pre-approved, a bank or credit union has guaranteed you a car loan amount before you even step foot on a lot. It turns you into a cash buyer and saves you a ton of time at the dealership. A pre-qualification is just a rough estimate of what rates and amounts you may qualify for. A pre-approval gives you more bargaining power.
What about a down payment?
This varies from buyer to buyer. If you have a solid, established credit history, you may not have to put any money down. And if your credit has hit some bumps along the way, we’ll work with you to keep your out-of-pocket costs as low as possible.